/* ===== CSS Variables ===== */
:root {
    --color-primary: #1a56db;
    --color-primary-light: #3b82f6;
    --color-primary-dark: #1e40af;
    --color-accent: #3b82f6;
    --color-accent-light: #60a5fa;
    --color-success: #22c55e;
    --color-warning: #f59e0b;
    --color-white: #ffffff;
    --color-off-white: #f8fafc;
    --color-gray-50: #f8fafc;
    --color-gray-100: #f1f5f9;
    --color-gray-200: #e2e8f0;
    --color-gray-300: #cbd5e0;
    --color-gray-400: #94a3b8;
    --color-gray-500: #64748b;
    --color-gray-600: #475569;
    --color-gray-700: #334155;
    --color-gray-800: #1e293b;

    --font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.07), 0 2px 4px -1px rgba(0, 0, 0, 0.04);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.08), 0 4px 6px -2px rgba(0, 0, 0, 0.04);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.08), 0 10px 10px -5px rgba(0, 0, 0, 0.03);
    --shadow-soft: 0 2px 20px rgba(0, 0, 0, 0.06);
    --transition: all 0.3s ease;
    --radius: 20px;
    --radius-lg: 28px;
    --radius-sm: 12px;
    --radius-xs: 8px;
}

/* ===== Reset ===== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-family);
    font-size: 16px;
    line-height: 1.6;
    color: var(--color-gray-700);
    background-color: var(--color-gray-50);
}

img {
    max-width: 100%;
    height: auto;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

ul {
    list-style: none;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ===== Buttons ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 16px 32px;
    font-size: 16px;
    font-weight: 600;
    border-radius: var(--radius-sm);
    border: none;
    cursor: pointer;
    transition: var(--transition);
}

.btn svg {
    width: 20px;
    height: 20px;
}

.btn-primary {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    color: var(--color-white);
    box-shadow: 0 4px 14px rgba(26, 86, 219, 0.3);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(26, 86, 219, 0.4);
}

.btn-secondary {
    background-color: var(--color-white);
    color: var(--color-primary);
    border: 2px solid var(--color-gray-200);
}

.btn-secondary:hover {
    border-color: var(--color-primary);
    background-color: var(--color-gray-50);
}

.btn-white {
    background-color: var(--color-white);
    color: var(--color-primary);
    box-shadow: var(--shadow-md);
}

.btn-white:hover {
    background-color: var(--color-gray-50);
    transform: translateY(-2px);
}

.btn-outline {
    background-color: transparent;
    color: var(--color-white);
    border: 2px solid rgba(255, 255, 255, 0.8);
}

.btn-outline:hover {
    background-color: var(--color-white);
    color: var(--color-primary);
}

.btn-full {
    width: 100%;
}

/* ===== Header ===== */
.header {
    background-color: var(--color-white);
    padding: 16px 0;
    position: sticky;
    top: 0;
    z-index: 100;
    box-shadow: var(--shadow-sm);
}

.header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
}

.logo-icon {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    border-radius: var(--radius-sm);
    box-shadow: 0 4px 12px rgba(26, 86, 219, 0.25);
}

.logo-icon svg {
    width: 24px;
    height: 24px;
    color: var(--color-white);
}

.logo-text {
    font-size: 20px;
    font-weight: 700;
    color: var(--color-gray-800);
}

.header-phone {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 20px;
    background-color: var(--color-gray-50);
    border-radius: var(--radius-sm);
    font-weight: 600;
    color: var(--color-gray-700);
    border: 1px solid var(--color-gray-100);
}

.header-phone:hover {
    background-color: var(--color-gray-100);
    border-color: var(--color-gray-200);
}

.header-phone svg {
    width: 20px;
    height: 20px;
    color: var(--color-primary);
}

/* ===== Hero Section ===== */
.hero {
    padding: 60px 0 80px;
    background: linear-gradient(180deg, var(--color-white) 0%, var(--color-gray-50) 100%);
}

.hero .container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 18px;
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.1) 0%, rgba(59, 130, 246, 0.05) 100%);
    color: var(--color-primary);
    font-size: 14px;
    font-weight: 600;
    border-radius: 50px;
    margin-bottom: 24px;
    border: 1px solid rgba(59, 130, 246, 0.15);
}

.hero h1 {
    font-size: clamp(36px, 5vw, 52px);
    font-weight: 800;
    color: var(--color-gray-800);
    line-height: 1.1;
    margin-bottom: 20px;
}

.hero h1 .highlight {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-description {
    font-size: 18px;
    color: var(--color-gray-600);
    margin-bottom: 36px;
    max-width: 500px;
    line-height: 1.7;
}

.hero-stats {
    display: flex;
    gap: 32px;
}

.stat {
    display: flex;
    flex-direction: column;
    padding: 20px 24px;
    background: var(--color-white);
    border-radius: var(--radius);
    box-shadow: var(--shadow-soft);
    border: 1px solid var(--color-gray-100);
}

.stat-number {
    font-size: 28px;
    font-weight: 700;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.stat-label {
    font-size: 14px;
    color: var(--color-gray-500);
    font-weight: 500;
}

/* ===== Form Card ===== */
.form-card {
    background-color: var(--color-white);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-xl);
    border: 1px solid var(--color-gray-100);
}

.form-header {
    text-align: center;
    margin-bottom: 32px;
}

.form-header h2 {
    font-size: 26px;
    color: var(--color-gray-800);
    margin-bottom: 10px;
}

.form-header p {
    font-size: 15px;
    color: var(--color-gray-500);
}

.hero-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.form-group label {
    font-size: 14px;
    font-weight: 600;
    color: var(--color-gray-700);
}

.form-group input {
    padding: 16px 18px;
    font-size: 16px;
    font-family: var(--font-family);
    border: 2px solid var(--color-gray-200);
    border-radius: var(--radius-sm);
    transition: var(--transition);
    background-color: var(--color-gray-50);
}

.form-group input:focus {
    outline: none;
    border-color: var(--color-primary);
    background-color: var(--color-white);
    box-shadow: 0 0 0 4px rgba(59, 130, 246, 0.1);
}

.form-checkbox {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    padding: 16px;
    background-color: var(--color-gray-50);
    border-radius: var(--radius-sm);
    border: 1px solid var(--color-gray-100);
}

.form-checkbox input {
    width: 20px;
    height: 20px;
    margin-top: 2px;
    flex-shrink: 0;
    accent-color: var(--color-primary);
}

.form-checkbox label {
    font-size: 13px;
    color: var(--color-gray-600);
    line-height: 1.5;
}

.form-note {
    text-align: center;
    font-size: 13px;
    color: var(--color-gray-400);
    margin-top: 12px;
}

/* ===== Section Styles ===== */
.section-wrapper {
    padding: 80px 0;
}

.section-box {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: 60px;
    box-shadow: var(--shadow-soft);
    border: 1px solid var(--color-gray-100);
}

.section-header {
    text-align: center;
    margin-bottom: 50px;
}

.section-header h2 {
    font-size: clamp(28px, 4vw, 38px);
    font-weight: 700;
    color: var(--color-gray-800);
    margin-bottom: 12px;
}

.section-header p {
    font-size: 18px;
    color: var(--color-gray-500);
}

/* ===== How It Works ===== */
.how-it-works {
    padding: 80px 0;
    background-color: var(--color-gray-50);
}

.how-it-works .section-box {
    background: var(--color-white);
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.step-card {
    text-align: center;
    padding: 36px 28px;
    background: linear-gradient(180deg, var(--color-gray-50) 0%, var(--color-white) 100%);
    border-radius: var(--radius);
    border: 1px solid var(--color-gray-100);
    transition: var(--transition);
}

.step-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(59, 130, 246, 0.2);
}

.step-number {
    width: 64px;
    height: 64px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    color: var(--color-white);
    font-size: 26px;
    font-weight: 700;
    border-radius: var(--radius);
    margin: 0 auto 24px;
    box-shadow: 0 8px 20px rgba(26, 86, 219, 0.25);
}

.step-card h3 {
    font-size: 20px;
    color: var(--color-gray-800);
    margin-bottom: 12px;
}

.step-card p {
    font-size: 15px;
    color: var(--color-gray-500);
    line-height: 1.6;
}

/* ===== When Section ===== */
.when-section {
    padding: 80px 0;
    background-color: var(--color-gray-50);
}

.when-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.when-card {
    background-color: var(--color-white);
    padding: 36px;
    border-radius: var(--radius);
    transition: var(--transition);
    border: 1px solid var(--color-gray-100);
    box-shadow: var(--shadow-soft);
}

.when-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(59, 130, 246, 0.2);
}

.when-icon {
    width: 60px;
    height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.1) 0%, rgba(59, 130, 246, 0.05) 100%);
    border-radius: var(--radius);
    margin-bottom: 24px;
    border: 1px solid rgba(59, 130, 246, 0.15);
}

.when-icon svg {
    width: 28px;
    height: 28px;
    color: var(--color-primary);
}

.when-card h3 {
    font-size: 19px;
    color: var(--color-gray-800);
    margin-bottom: 12px;
    font-weight: 600;
}

.when-card p {
    font-size: 15px;
    color: var(--color-gray-600);
    line-height: 1.7;
}

/* ===== FAQ Section ===== */
.faq-section {
    padding: 80px 0;
    background-color: var(--color-gray-50);
}

.faq-section .section-box {
    padding: 60px;
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background-color: var(--color-gray-50);
    border-radius: var(--radius);
    margin-bottom: 16px;
    overflow: hidden;
    border: 1px solid var(--color-gray-100);
    transition: var(--transition);
}

.faq-item:hover {
    border-color: var(--color-gray-200);
}

.faq-item summary {
    padding: 22px 28px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: var(--color-gray-800);
    transition: var(--transition);
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: '+';
    font-size: 24px;
    font-weight: 400;
    color: var(--color-gray-400);
    transition: var(--transition);
    width: 32px;
    height: 32px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--color-white);
    border-radius: 50%;
}

.faq-item[open] summary::after {
    content: '−';
    background: var(--color-primary);
    color: var(--color-white);
}

.faq-item[open] summary {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    color: var(--color-white);
}

.faq-content {
    padding: 24px 28px;
    font-size: 15px;
    color: var(--color-gray-600);
    line-height: 1.8;
    background: var(--color-white);
}

.faq-content ol {
    padding-left: 20px;
    margin: 0;
}

.faq-content ol li {
    margin-bottom: 10px;
}

/* ===== CTA Section ===== */
.cta-section {
    padding: 80px 0;
    background: var(--color-gray-50);
}

.cta-box {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    border-radius: var(--radius-lg);
    padding: 70px 60px;
    text-align: center;
    box-shadow: 0 20px 40px rgba(26, 86, 219, 0.25);
}

.cta-box h2 {
    font-size: clamp(28px, 4vw, 42px);
    color: var(--color-white);
    margin-bottom: 16px;
}

.cta-box p {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 36px;
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
}

.cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

/* ===== Agent Section ===== */
.agent-section {
    padding: 80px 0;
    background-color: var(--color-gray-50);
}

.agent-card {
    max-width: 700px;
    margin: 0 auto;
    background-color: var(--color-white);
    border-radius: var(--radius-lg);
    padding: 52px;
    text-align: center;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--color-gray-100);
}

.agent-label {
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--color-primary);
    margin-bottom: 10px;
    display: inline-flex;
    padding: 8px 16px;
    background: rgba(59, 130, 246, 0.08);
    border-radius: 50px;
}

.agent-card h3 {
    font-size: 30px;
    color: var(--color-gray-800);
    margin-bottom: 16px;
}

.agent-description {
    font-size: 16px;
    color: var(--color-gray-600);
    margin-bottom: 28px;
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
}

.agent-contact {
    display: flex;
    justify-content: center;
    gap: 24px;
    margin-bottom: 28px;
}

.agent-contact a {
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--color-gray-600);
    font-size: 15px;
    padding: 14px 22px;
    background: var(--color-gray-50);
    border-radius: var(--radius-sm);
    border: 1px solid var(--color-gray-100);
    font-weight: 500;
    transition: var(--transition);
}

.agent-contact a:hover {
    color: var(--color-primary);
    background: rgba(59, 130, 246, 0.05);
    border-color: rgba(59, 130, 246, 0.2);
}

.agent-contact svg {
    width: 20px;
    height: 20px;
    color: var(--color-primary);
}

/* ===== Footer ===== */
.footer {
    padding: 60px 0 30px;
    background-color: var(--color-gray-800);
    color: var(--color-gray-300);
    border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.footer-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr;
    gap: 60px;
    margin-bottom: 40px;
}

.footer-brand .logo-text {
    color: var(--color-white);
    font-size: 22px;
    margin-bottom: 16px;
    display: block;
}

.footer-brand p {
    font-size: 15px;
    color: var(--color-gray-400);
    max-width: 300px;
    line-height: 1.7;
}

.footer-links h4,
.footer-contact h4 {
    font-size: 16px;
    color: var(--color-white);
    margin-bottom: 20px;
}

.footer-links li {
    margin-bottom: 14px;
}

.footer-links a {
    font-size: 14px;
    color: var(--color-gray-400);
}

.footer-links a:hover {
    color: var(--color-white);
}

.footer-contact p {
    font-size: 14px;
    color: var(--color-gray-400);
    margin-bottom: 10px;
}

.footer-contact a {
    color: var(--color-gray-400);
}

.footer-contact a:hover {
    color: var(--color-white);
}

.footer-bottom {
    padding-top: 30px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
}

.footer-bottom p {
    font-size: 14px;
    color: var(--color-gray-500);
}

.footer-bottom a {
    color: var(--color-gray-400);
}

.footer-bottom a:hover {
    color: var(--color-white);
}

/* ===== Responsive ===== */
@media (max-width: 1024px) {
    .hero .container {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .hero-content {
        text-align: center;
    }

    .hero-description {
        margin-left: auto;
        margin-right: auto;
    }

    .hero-stats {
        justify-content: center;
    }

    .steps-grid,
    .when-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-content {
        grid-template-columns: 1fr 1fr;
    }

    .section-box {
        padding: 48px 40px;
    }
}

@media (max-width: 768px) {
    .header-phone span {
        display: none;
    }

    .hero {
        padding: 40px 0 60px;
    }

    .hero-stats {
        flex-direction: column;
        gap: 16px;
        align-items: center;
    }

    .stat {
        width: 100%;
        max-width: 280px;
        align-items: center;
        text-align: center;
    }

    .form-card {
        padding: 28px;
        border-radius: var(--radius);
    }

    .steps-grid,
    .when-grid {
        grid-template-columns: 1fr;
    }

    .section-box {
        padding: 36px 24px;
        border-radius: var(--radius);
    }

    .cta-box {
        padding: 48px 28px;
        border-radius: var(--radius);
    }

    .cta-buttons {
        flex-direction: column;
    }

    .cta-buttons .btn {
        width: 100%;
    }

    .agent-contact {
        flex-direction: column;
        gap: 12px;
    }

    .agent-contact a {
        justify-content: center;
    }

    .agent-card {
        padding: 36px 24px;
        border-radius: var(--radius);
    }

    .footer-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .footer {
        border-radius: var(--radius) var(--radius) 0 0;
    }
}